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Loan Details at a Glance
APR Range
7.99% - 24.99%
Loan Amount
$4K - $40K
Loan Terms
3 - 6 years
Min. Credit Score
660
Overview
Marcus by Goldman Sachs offers no-fee personal loans with unique flexibility in payment scheduling and rewards for on-time payments.
Best for: Debt consolidation with flexible payment scheduling
Pros & Cons
Pros
- No fees at all
- Can defer first payment
- Rate reduction for on-time payments
- User-friendly platform
Cons
- Lower maximum loan amount
- Limited term options
- No co-signer option
Key Features
- No fees
- Flexible payment dates
- On-time payment reward
- Easy online application
- Prequalification available
Common Uses
Debt consolidation
Home improvement
Major purchase