FTC Compliance

Affiliate Disclosure

Full transparency about how Wealthy Noob generates revenue.

Important Disclosure

Wealthy Noob is reader-supported. When you click on links to products or services on our site and make a purchase, we may receive a commission from the merchant. This comes at no additional cost to you.

How Affiliate Marketing Works

Affiliate marketing allows content creators like Wealthy Noob to earn a commission by promoting products or services. Here's how it works:

  1. We Review Products: We research, test, and review financial products like credit cards, budgeting apps, insurance providers, and DeFi platforms.
  2. You Click a Link: When you click an affiliate link on our site, a tracking cookie is placed on your device.
  3. You Make a Purchase: If you sign up for a product or service within the tracking window (usually 30-90 days), we earn a commission.
  4. No Extra Cost: You pay the same price you would pay if you went directly to the merchant. The commission comes from the merchant's marketing budget.

Our Commitment to You

Editorial Independence: Our affiliate partnerships do not influence our editorial content, reviews, or recommendations. We only promote products we believe provide value to our readers.

Honest Reviews: We provide balanced reviews that include both pros and cons. If a product isn't right for you, we'll tell you—even if it means losing a potential commission.

Transparency: We clearly mark affiliate links and disclose our relationships with partners. You'll see disclosure statements on product review pages and comparison tools.

Best Match, Not Highest Commission: Our recommendations are based on what we believe is the best fit for your needs, not which partner pays the highest commission.

Revenue Sources

Wealthy Noob generates revenue through several channels:

  • Affiliate Commissions: Credit cards, budgeting apps, insurance providers, loan products, and DeFi platforms
  • Display Advertising: Google AdSense and other ad networks
  • Premium Membership: Tech Finance Pro subscription ($19.99/month)
  • Lead Generation: Insurance quotes, mortgage pre-approvals, and loan applications

Our Affiliate Partners

We have affiliate relationships with a variety of financial product providers, including:

  • Credit card issuers (American Express, Chase, Citi, Capital One, etc.)
  • Budgeting apps (YNAB, EveryDollar, Goodbudget, etc.)
  • Insurance providers (Geico, Progressive, State Farm, Lemonade, etc.)
  • Loan marketplaces and lenders
  • DeFi platforms and crypto exchanges
  • Financial education platforms

These partnerships help us provide free, high-quality content to our readers.

FTC Compliance

Wealthy Noob complies with the Federal Trade Commission's (FTC) guidelines on endorsements and testimonials. We clearly and conspicuously disclose our affiliate relationships in accordance with the FTC Act.

Questions or Concerns?

If you have questions about our affiliate relationships, editorial policies, or monetization practices, please contact us at [email protected].

For more information about our editorial standards, see our Editorial Policy.

Last Updated: October 29, 2025