Tax year 2026 · Equity & offer planning
Know what your equity is really worth — after tax
The Equity Workspace models your RSU grants, stock-price scenarios, and competing offers with a deterministic 2026 after-tax projection. Compare packages, catch withholding gaps, and walk into negotiations with a clear number.
Free to start · one saved plan · your data stays private and is fully exportable & deletable
Deterministic 2026 tax engine
Explicit federal brackets, Social Security wage cap, Medicare + Additional Medicare, and simplified state assumptions — every figure is traceable.
Multi-grant RSU modeling
Add multiple grants with auto-generated or fully custom vest events, under flat or annual-growth stock-price scenarios.
Side-by-side offer comparison
4-year gross and estimated after-tax for your current package vs a competing offer, plus a break-even share price.
Leave-date forfeiture
Set a planned departure date and instantly see which unvested shares are forfeited and how it changes the math.
Withholding-gap alerts
Employer 22% supplemental withholding is often below your true marginal rate — we estimate the gap so April is not a surprise.
Exports & negotiation brief
A printable decision report, CSV of the year-by-year projection, and an editable negotiation brief you can take to the table.
Start free, upgrade when you need more
An honest boundary — no surprises, no invented limits.
Free $0
One saved equity plan
Multiple RSU grants & custom vest events
Single stock-price scenario
Year-by-year after-tax projection
Withholding-gap alerts
On-screen negotiation brief
Pro Everything in Free, plus
Compare a competing offer side-by-side (4-year gross & after-tax)
Model multiple stock-price scenarios
Break-even stock price and leave-date forfeiture analysis
Save unlimited plans with version history
Export CSV, a printable decision report, and an editable negotiation brief
See Pro plansCommon questions
Is the Equity Workspace free to use?
Yes. The free tier lets you save one equity plan, add multiple RSU grants with custom vest events, model a single stock-price scenario, and see a full year-by-year after-tax projection with withholding-gap alerts. Pro adds competing-offer comparison, multiple scenarios, break-even analysis, CSV export, and the printable decision report.
How are the after-tax numbers calculated?
A deterministic tax engine applies explicit federal brackets, the Social Security wage cap, Medicare and Additional Medicare, and simplified state assumptions. Every figure is traceable rather than a black-box estimate. It is an educational projection, not tax advice.
Can I compare a competing job offer?
Yes. Enter your current package and a competing offer to see 4-year gross and estimated after-tax for each side by side, the higher-value package, and the break-even share price where the two offers are equal. Offer comparison is a Pro feature.
Can I buy just the decision report without a subscription?
Yes. If you do not want a Pro subscription, you can unlock the printable, PDF-ready decision report for a single plan as a one-time purchase ($89). Pro still gives the best value if you want exports, offer comparison, and unlimited plans.
What does the withholding-gap alert mean?
Employers typically withhold 22% federal supplemental tax on equity, which is often below your true marginal rate. The workspace estimates the gap across your projection window so you can set money aside or make estimated payments instead of being surprised at filing.
Ready to see your real number?
Start with a free 3-minute snapshot — no account needed — then save it as a plan when you’re ready.
Estimates for planning and negotiation only. Not tax, legal, or investment advice. Consult a licensed CPA before making decisions.