Retirement Planning

Retirement Calculator

Plan your retirement with confidence. Calculate savings goals, project retirement income using the 4% rule, and determine if you're on track for financial independence.

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Retirement Calculator

Plan for your retirement and see how much you'll have saved

35 years until retirement

$6,000 per year

Free RSU Tax Cheat Sheet

Get the 2026 RSU tax brackets, withholding rates, and optimization strategies in a printable PDF.

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Expert Guide
5

Roth IRA vs Traditional IRA

Comprehensive guide to choosing the right retirement account for tech professionals.

  • Tax strategies
  • Contribution limits
  • Withdrawal rules

Retirement Planning for Tech Professionals

Max Out Tax-Advantaged Accounts

  • 401(k): $23,000 limit ($30,500 if 50+) - get full employer match
  • Roth IRA: $7,000 limit ($8,000 if 50+) - tax-free growth
  • HSA: $4,150 individual/$8,300 family - triple tax advantage
  • Mega Backdoor: Additional $46,000 to Roth via after-tax 401(k)

FIRE Movement Milestones

  • Lean FIRE: $625K (retire on $25K/year expenses)
  • Regular FIRE: $1.5M (retire on $60K/year expenses)
  • Fat FIRE: $2.5M+ (retire on $100K+/year lifestyle)
  • Coast FIRE: Let existing savings grow, stop contributing

Frequently Asked Questions

4% Rule Calculator

Determine safe withdrawal rates for 30+ year retirements

Savings Goal Tracker

Calculate how much to save monthly to hit your target

Early Retirement Planning

Model FIRE (Financial Independence, Retire Early) scenarios

Income Projections

Visualize your retirement income streams and expenses