DeFi Yield Calculator
Compare real yields across DeFi platforms. Calculate actual APY with gas costs, compounding, and net returns to find the most profitable DeFi strategy for your capital.
Calculator
DeFi Yield Comparison Calculator
Compare real yields across up to 3 DeFi platforms after accounting for compounding and gas costs
Investment Parameters
≈ 12.2 months or 1.00 years
Understanding Your Results
Real APY vs Base APY
Base APY is the advertised rate before costs. Real APY accounts for compounding frequency and gas costs, giving you the actual return you'll receive.
Gas Costs Impact
Layer 1 Ethereum platforms typically have higher gas fees ($30-60 per transaction), while Layer 2 solutions and alternative chains offer significantly lower costs ($0.50-5).
Compounding Frequency
Daily compounding produces the highest returns as interest is reinvested more frequently. However, protocols may compound at different intervals (check their documentation).
Risk Considerations
Higher APYs often come with increased risk. Consider smart contract security, impermanent loss (for DEX LPs), and token price volatility before investing.
Example Scenarios
Common investment strategies to get you started
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Understanding DeFi Yields
DeFi (Decentralized Finance) yields come from several sources: lending interest (Aave, Compound), liquidity provision (Uniswap, Curve), staking rewards, and farming incentives. The advertised APY is often misleading because it doesn't account for:
- Gas Costs: Ethereum L1 transactions cost $30-60, eating into profits on smaller deposits
- Impermanent Loss: For DEX pools, price divergence can reduce gains (use our IL calculator)
- Token Volatility: Reward tokens often lose value as farmers dump them
- Compounding Frequency: Daily compounding vastly outperforms monthly
Optimal DeFi Strategies by Capital
$500-$5K: Alternative Chains
Use Polygon, BSC, or Avalanche where gas fees are $0.10-2. Focus on stablecoin pools (USDC-USDT) on Curve or Balancer clones. Target 8-15% APY on established protocols.
$5K-$50K: Ethereum L2
Deploy on Arbitrum or Optimism for lower fees ($2-5) with Ethereum security. Use Aave, Compound, or Curve with auto-compounding. Expect 6-12% APY with moderate risk.
$50K+: Ethereum L1
Gas costs become negligible. Use top-tier protocols (Aave, Maker, Compound) for 4-8% on stablecoins. Consider delta-neutral strategies or convex meta-pools for enhanced yields.
Frequently Asked Questions
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Platform Comparison
Compare yields across Aave, Compound, Curve, and 10+ major DeFi protocols
Real APY Calculation
Factor in compounding frequency, gas costs, and protocol fees for accurate returns
Net Gain Analysis
See your actual profit after all expenses including Ethereum L1/L2 gas fees