YNAB (You Need A Budget) logo
BUDGETING
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YNAB (You Need A Budget)

$14.99/month
4.7
(89432 reviews)

Best for: Serious budgeters willing to invest in methodology

Quick Facts

$14.99/month
Pricing
12,000+
Bank Connections

Features & Capabilities

Category Tracking
Goal Setting
Bill Reminders
Credit Score
Investment Tracking

Key Features

Zero-based budgeting
Goal tracking
Real-time sync
Educational resources
Debt paydown tools

Pricing Details

Plan Type:
$14.99/month
Monthly Price:$14.99
Yearly Price:$99

Pros and Cons

Pros

  • Excellent budgeting methodology
  • Strong educational content
  • Active community
  • Detailed reporting

Cons

  • Learning curve
  • Subscription cost
  • No investment tracking

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Last updated: 10/29/2025