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Michael Thompson

Personal Finance Expert
6+ Years Credit Card Analysis

Michael Thompson has been writing about credit cards and rewards programs for 6 years. He holds multiple premium credit cards and travels extensively using points and miles. Michael has a degree in Journalism from Northwestern University and has been featured in Forbes, CNBC, and The Points Guy. He personally manages a portfolio of 15+ credit cards and has redeemed over 5 million points for travel and cash back. Michael is passionate about helping everyday people unlock the value of credit card rewards.

Articles by Michael (3)

Credit Cards

Credit Card Rewards: Maximizing Cash Back, Points, and Miles in 2025

Discover proven strategies to maximize credit card rewards in 2025. Learn how to stack bonuses, optimize category spending, and turn everyday purchases into travel, cash back, or statement credits.

15 min read
October 15, 20243,399 views
Credit Cards

Building Credit from Scratch: A Step-by-Step Guide for Beginners

New to credit? Learn how to build a strong credit score from zero, understand what affects your score, and avoid common mistakes that can hurt your financial future.

14 min read
October 8, 20242,247 views
Credit Cards

How to Choose the Right Credit Card: A Data-Driven Approach

Stop choosing credit cards based on flashy ads. Learn a systematic, data-driven approach to finding the credit card that maximizes value for your specific spending patterns.

12 min read
September 28, 20241,969 views